Privacy Policy for RubyKaryo.com

Last Updated: October 18, 2025

Welcome to RubyKaryo.com (“we”, “our”, or “us”).
Your privacy is very important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit https://rubykaryo.com (the “Site”) and when you purchase or download our digital or physical books.

By using this Site, you agree to the terms of this Privacy Policy.


1. Information We Collect

We may collect and process the following types of information:

A. Personal Information

When you register, make a purchase, or contact us, we may collect:

  • Full name

  • Email address

  • Billing and/or shipping address

  • Phone number (optional)

  • Payment details (processed securely through our payment gateway)

B. Non-Personal Information

When you visit the Site, we may automatically collect:

  • IP address

  • Browser type and version

  • Pages visited and time spent

  • Device information and operating system

This helps us improve your experience and monitor website performance.


2. How We Use Your Information

We use the collected information to:

  • Create and manage user accounts

  • Process book purchases and deliver downloads or physical copies

  • Respond to your inquiries and support requests

  • Send updates, newsletters, or promotional messages (only with your consent)

  • Improve website functionality and user experience

  • Prevent fraud and maintain security


3. How We Store and Protect Your Information

Your data is stored securely on our hosting platform and protected against unauthorized access, alteration, disclosure, or destruction.
We use SSL encryption and secure payment gateways to safeguard all transactions.

We do not store your complete payment card details. All payments are handled securely through trusted processors such as Paystack, Flutterwave, Stripe, or PayPal.


4. Sharing of Information

We do not sell, rent, or trade your personal data.
However, we may share limited information with:

  • Payment processors to complete your transactions

  • Shipping partners for book delivery

  • Service providers that help us operate the website (e.g., hosting, analytics)

  • Legal authorities, if required by law

All third-party partners are obligated to protect your data and use it only for the intended purpose.


5. Cookies and Tracking Technologies

We use cookies to:

  • Keep you logged into your account

  • Remember your preferences and cart items

  • Analyze traffic and improve website performance

You can disable cookies in your browser settings, but some parts of the Site may not function properly without them.


6. Your Rights

You have the right to:

  • Access and update your personal information

  • Request deletion of your account or personal data

  • Withdraw consent for marketing communications

  • Request a copy of the information we hold about you

To exercise these rights, contact us at:
📧 www.rubykaryo.com/contact


7. Data Retention

We retain your information only as long as necessary:

  • For registered users: while your account remains active

  • For purchase records: as required for accounting, tax, and legal compliance

Afterward, your data will be safely deleted or anonymized.


8. Third-Party Links

Our Site may contain links to external websites.
We are not responsible for the privacy practices of those sites. Please review their privacy policies when visiting them.


9. Children’s Privacy

Our website is not directed at children under 13.
We do not knowingly collect personal information from anyone under 13 years old.
If we learn that we have collected such data, we will delete it immediately.


10. Changes to This Policy

We may update this Privacy Policy periodically.
Updates will be posted on this page with a revised “Last Updated” date.
We encourage you to review it regularly to stay informed.


11. Contact Us

If you have any questions, concerns, or requests about this Privacy Policy, please contact us:

📧 www.rubykaryo.com/contact
🌐 https://rubykaryo.com